Preventive Health Care is the foundation of personal health and wellness. With Health Care Reform, Preventive Health Care is now a 100% covered benefit. That means: no co-pays, no deductibles, no coinsurance, and NO EXCUSES!
Preventive Health Guidelines vary somewhat from insurance carrier to insurance carrier, but all must meet the federally mandated minimum requirements for Preventive Health Benefits. The guidelines also vary based on gender and age, but include such items as: preventive physical exam, recommended immunizations, and age and gender appropriate screening tests. These preventive services allow for the early diagnosis of health conditions before they can progress and have long-term effects on our health and wellbeing. It also provides an opportunity for us to receive health maintenance counseling from our primary providers regarding nutrition, tobacco use, weight management, etc.
To maximize the Preventive Health Benefit for your insurance plan, follow these steps:
Utilizing the Preventive Health Care benefit is the single most important activity that each of us can perform to ensure our optimal health and well-being. Take advantage of this essential benefit!